Critical Illness Insurance

Protect Your Future From Critical Illness with Specialized Benefits

Comprehensive Protection During Difficult Times

Confronting a critical illness is a profound challenge that not only affects your health but also places a considerable strain on your financial well-being. In such circumstances, standard provisions from government health plans and disability insurance may offer only restricted assistance.

However, Specialized Benefits’ Critical Illness Insurance distinguishes itself by providing a lump sum payout, regardless of your ability to go back to work. This unique feature ensures vital financial support precisely when you need it the most. Please note that survival for a specified period, typically 30 days, is necessary to trigger the benefits. Choose Specialized Benefits for comprehensive protection against the financial impact of critical illnesses.

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A man lies in a hospital bed with his eyes closed.

Global Medical Support through Best Doctors

Facing a critical illness is an often scary and overwhelming time, but with Specialized Benefits’ Critical Illness Insurance, you’ll gain access to unparalleled support from Best Doctors. This service acts as your medical advocate, offering invaluable assistance in various ways.

Best Doctors conducts an in-depth review of your medical records with InterConsultation, providing personalized evaluation and treatment recommendations from specialists affiliated with leading global medical institutions. This comprehensive analysis empowers your treating physician to make informed decisions about your course of action. Collaborating with Best Doctors ensures you receive recommendations for up to three specialists – by using their FindBestDoc and FindBestCare features – based on your preferences, and assistance in scheduling medical appointments. This support extends beyond suggestions, guiding you through the complexities of healthcare, and providing assurance and support during challenging times.

A man lies in a hospital bed with his eyes closed.

Frequently Asked Questions

What is Critical Illness Insurance?

Critical Illness Insurance is a specialized coverage that provides a lump sum payment if the policyholder is diagnosed with a critical illness covered by the policy. This financial support is designed to help ease the burden associated with medical expenses and lifestyle changes during recovery.

What critical illnesses are typically covered?

The specific critical illnesses covered can vary between policies. However, common inclusions are cancer, heart attack, stroke, MS, and major organ transplant. It’s important to review the policy details to understand the comprehensive list of covered conditions.

How does the lump sum payout work?

Upon diagnosis of a covered critical illness, the policyholder receives a lump sum payment. This amount can be used at their discretion, whether for medical expenses, living expenses, or other financial needs during the recovery period.

Can I choose my own medical specialists with Critical Illness Insurance from Specialized Benefits?

Yes, Specialized Benefits’ Critical Illness Insurance includes access to Best Doctors, a service that connects you with world-renowned specialists for in-depth medical consultations and treatment recommendations.

Is there a waiting period before I can make a claim?

Critical Illness Insurance typically has a waiting period known as the survival period. Policyholders need to survive for a specified duration after the diagnosis (usually 30 days) to qualify for the lump sum payout.

Can I add Critical Illness Insurance to an existing policy?

Adding Critical Illness Insurance to an existing policy may be possible. Contact our team of expert insurance brokers to discuss your options and tailor a solution that aligns with your current coverage and financial goals.

Critical Illness Include
But Are Not Limited To:

Life-Threatening Cancer

Facing a diagnosis of life-threatening cancer is not just a health challenge; it can also bring financial strain. Critical Illness Insurance ensures you receive a lump sum payment upon diagnosis, offering vital financial support during this difficult time.

Multiple Sclerosis

A diagnosis of Multiple Sclerosis can introduce uncertainties and changes. Our Critical Illness Insurance provides a lump sum payout to help you navigate the associated medical costs, lifestyle adjustments, and ensure financial stability during your journey with MS.


In the unfortunate event of dismemberment, Specialized Benefits’ Critical Illness Insurance provides financial relief through a lump sum payment. This support is designed to assist in covering medical expenses, rehabilitation, and adapting to the changes in your life.

Alzheimer’s Disease

Coping with Alzheimer’s Disease requires comprehensive support. Our Critical Illness Insurance offers financial assistance with a lump sum payment, helping you address the associated challenges, secure quality care, and maintain financial peace of mind.

Parkinson’s Disease

Parkinson’s Disease may bring unexpected challenges. Critical Illness Insurance ensures you receive financial assistance, empowering you to manage medical expenses, lifestyle adjustments, and other financial needs during your journey with Parkinson’s.


The impact of paralysis extends beyond physical limitations. Critical Illness Insurance offers support for medical expenses and adaptive technologies, ensuring you can focus on your recovery without added financial stress.

Major Organ Transplant

Undergoing a major organ transplant is a complex and scary journey. Specialized Benefits’ Critical Illness Insurance provides financial support in the form of a lump sum payment, to help you manage the associated costs and ensuring a smoother recovery process.

Loss of Limbs

Coping with the loss of limbs is both a physical and emotional challenge. Our Critical Illness Insurance offers a single lump sum payment, providing crucial financial support to address medical needs, rehabilitation, and adaptation to the changes in your life.

Say Goodbye to Stress and Worry with Critical Illness Insurance

Proactively secure financial support through Critical Illness Insurance to ensure a robust safety net with a lump sum payment upon diagnosis. This empowers you to face health challenges without financial worries.

A comprehensive safety net that extends beyond basic health coverage. Critical Illness Insurance offers a holistic approach to health, providing financial stability and support for a wide range of critical illnesses.

Ample resources to cover extensive medical expenses associated with critical illnesses. This abundance of financial support ensures access to the best available treatments, fostering a path to optimal health.

Navigate critical illnesses with emotional resilience. The combined support of Specialized Benefits and Best Doctors helps you focus on recovery, knowing you have a robust financial plan in place.

Maintain and enhance your quality of life during and after a critical illness. The financial support offered ensures a seamless adaptation to lifestyle changes, fostering a positive and proactive recovery journey.

Adapt to lifestyle changes necessitated by a critical illness. From modifying living spaces to acquiring assistive technologies, you can ensure a comfortable and supportive environment for recovery.

See What Others Are Saying About Specialized Benefits


#15, 2016 Sherwood Drive, Sherwood Park, AB T8A 3X3

Contact Info

Phone: 780-416-7911

Hours of Operation

Monday: 9:00 am – 5:00 pm
Tuesday: 9:00 am – 5:00 pm
Wednesday: 9:00 am – 5:00 pm
Thursday: 9:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: Closed

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